Category: Money (Page 6 of 7)

Winding Down A Whirlwind Year

January 2, 2020 / Eric / 7 Comments

By any measure, 2019 was one remarkable year. We experienced such drastic changes that the beginning of the year almost feels like a whole different lifetime. The top among these changes was retiring from our jobs at the ripe old ages of 41 and 42. Even though we have only been retired for 8 months, it might as well have been a decade ago. It feels like forever since I stepped foot into a fluorescent lit office partitioned into cubicles. Part of the reason for this distance is that we completely uprooted our lives upon retirement. If we had stayed in the same place but just stopped going to work, it may not have felt as drastic. Instead, we not only quit work, we also sold everything we owned and got on a plane bound for Thailand. Lots of other things happened too.

A Month In The Green City Of Kuala Lumpur

December 26, 2019 / Eric / 9 Comments

Kuala Lumpur is a cosmopolitan city with a green twist. The downtown area could be mistaken for Chicago or New York at first glance. It’s full of tall buildings, trendy shopping, and plenty of traffic. Yet despite the gigantic skyscrapers of glass and steel, nature still exists here. The sidewalks often pass by huge trees that were here before there was concrete or asphalt surrounding them. The tropical climate means that everything grows fast while frequent rains keep things clean and green. It’s a city that was literally carved out of the middle of the jungle and it shows.

Failing To Find Our Groove In Malacca

November 23, 2019 / Eric / 6 Comments

On the surface, Malacca appears to be a great destination for us. Despite not being a large city, there are a lot of things to see and do. The historic downtown area is a UNESCO Heritage Site. It has a lively weekend night market. There are a ton of museums. But it seemed like there was always something a little bit off. Despite staying for a month, we were never able to settle into a local living groove and couldn’t wait to leave.

Front-Loading My Retirement To Fight Sequence Of Returns Risk

November 11, 2019 / Eric / 15 Comments

In the financial world, front-loading means to invest a large sum early instead of spacing it out over time. (Not to be confused with a front-end load, which is a fee charged by some mutual funds that I would never invest in.) For example, I could front-load my IRA contributions by investing the $6000 maximum in January each year as opposed to contributing $500 per month. Or I could front-load my 401k by contributing more than $1583 per month, reaching the $19,000 yearly maximum before the end of December.

Four Wonderful Weeks In Penang

October 25, 2019 / Eric

We decided to slow our travel speed in Malaysia and our first extended stay was in Penang. The main reason we wanted to stay longer per location is when it came time to leave previous stops, we simply weren’t ready. In this case, staying twice as long didn’t work any better. At the end of our four weeks, we still didn’t want to leave! We had so much fun wandering around Penang while soaking in the art and architecture. We liked our local neighborhood and loved our time in George Town.

Slowing Our Pace Of Travel In Malaysia

October 16, 2019 / Eric / 8 Comments

Since our travels have no defined end date, it’s not always easy to decide how long to stay in one spot. Being able to take our time and thoroughly explore our destination is one of the best parts of slow travel. It’s a luxury that we rarely experienced during our working years and we don’t want to take it for granted. Conversely, staying too long in any one area means that we could end up bored. After all, not every place has a lot to see or do. One of the easiest solutions to keep things fresh and interesting is to simply change locations. The first few days in a new spot are always exciting. But even for us globetrotters, the actual act of travel is still no fun. So how do we strike the proper balance?

Phnom Penh’s Dark History, Markets, Neighbors, And More

September 27, 2019 / Eric / 12 Comments

After Siem Reap, Katie and I took the bus to the Cambodian capital Phnom Penh where we stayed for 16 days. This was a big change from the laid back smaller town, as Phnom Penh is a large somewhat chaotic city with heavy traffic and a certain grittiness. While rough around the edges, it still has some redeeming qualities. Considering that only a few decades ago the city was practically destroyed by the Khmer Rouge, Phnom Penh has made some remarkable progress.

What I Learned During Two Months In Thailand

August 29, 2019 / Eric / 14 Comments

Foreign travel is nothing if not a continual learning experience. Travel in Thailand specifically, and Asia in general, is particularly different from Europe or Latin America. While I had been to Asia once before, it was a whirlwind trip of only ten days. Katie and I visited Hong Kong and Vietnam in February as our last official vacation before retiring. Therefore, the following learning experiences are from the perspective of someone who is mostly a novice to Asian travel and a complete newcomer to travel in Thailand. I had a lot to learn.

Kata Beach And Phuket Transit Adventures

August 25, 2019 / Eric / 4 Comments

After our week enjoying some non-beach activity in Phuket Town, we spent our last week on Phuket and our final week in Thailand at Kata Beach. If you’re counting at home, that’s 5 out of the last 6 weeks at a beach. What can I say? There are just a lot of nice beaches throughout this country and Kata Beach was the nicest one yet. Clear water, ample soft sand, great swimming, and gorgeous sunsets are a few of the things that draw tourists like ourselves to the west side of Phuket.

Same Same But Different On Koh Samui

August 12, 2019 / Eric / 4 Comments

There’s a Thai tourist slogan that applies to nearly everything. The catch phrase Same Same But Different can be seen on t-shirts and other items in any souvenir store. We even stayed near a restaurant named after the saying on Koh Phangan. While I haven’t actually heard it spoken yet, it’s clearly part of the culture, at least in tourist areas. The idea is that they have whatever you’re looking for, but it might be just a little different. You want a Louis Vuitton bag? They have those. Is it authentic? Yes, same same but different. (So that means no, but it’s a good fake and you can’t tell. Plus, it’s priced right.)

Category: Money (Page 6 of 7)

Winding Down A Whirlwind Year

A Month In The Green City Of Kuala Lumpur

Failing To Find Our Groove In Malacca

Front-Loading My Retirement To Fight Sequence Of Returns Risk

Four Wonderful Weeks In Penang

Slowing Our Pace Of Travel In Malaysia

Phnom Penh’s Dark History, Markets, Neighbors, And More

What I Learned During Two Months In Thailand

Kata Beach And Phuket Transit Adventures

Same Same But Different On Koh Samui

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